The Picture Of Dorian Gray By Oscar Wilde - 1523 Words

Reader Response Entry #6: Chapters 10-11 The Picture of Dorian Gray by Oscar Wilde was not received well by critics when it was published in 1890. This was because it contained themes of homosexuality and was considered scandalous. Now, it is just considered a philosophical novel dealing with morals. I think that this book would very much be viewed as indecent in Wilde’s time. For example, when talking about Dorian’s public image, Wilde writes, â€Å"Society--civilized society, at least--is never very ready to believe anything to the detriment of those who are both rich and fascinating. It feels instinctively that manners are of more importance than morals† (Wilde 90). Certainly, many people reading it in that time period would feel negatively towards these words, which exclaim that society is blind to the real characters of certain people, but only look towards wealth and appearance when it comes to first impressions. Also, when talking about marriage, Lord Henry says, â€Å"Never marry at all, Dorian. Men marry because they are tired; women, because they are curious: both are disappointed† (Wilde 31). This quote could be interpreted as in support of homosexuality, which would be deemed very controversial in Wilde’s time. I think that this book deserved its reputation of being indecent. It talks about drug use and murder, along with the discussion of morality. All of these things are not condemned in the novel. However, I think that in today’s time it would be less controversialShow MoreRelatedThe Picture Of Dorian Gray By Oscar Wilde2792 Words   |  12 Pages The Picture of Dorian Gray by Oscar Wilde In Oscar Wilde’s first novel The Picture of Dorian Gray, Wilde strategically uses his main characters Lord Henry Wotton and Basil Hallward to represent good versus evil influences throughout the reading. In the book, Dorian Gray plays the role of the everyman who is in a vicious circle on having to decide between the side of good or evil. Lord Henry is the evil influence and is seen as a more devil-like character while Basil Hallward is the good ChristianityRead MoreThe Picture of Dorian Gray by Oscar Wilde832 Words   |  3 Pagescharacteristics of self-destructive properties. In the novel The Picture of Dorian Gray, Oscar Wilde shows how these can lead to a man’s downfall. He displays this through the character of Dorian Gray. The novel explains how as Dorian grows up and through his life, he is ultimately destroyed by his own ego, vanity and inability to change or realize how what he does affects not only him but the lives of those around him. Dorian Gray strugg les throughout the novel with the daunting facts that he isRead MoreThe Picture of Dorian Gray by Oscar Wilde1967 Words   |  8 Pages In The Picture of Dorian Gray, Oscar Wilde disputes the role and conflicts between Aestheticism and morality. He exposes his contradictions and inner struggles throughout his three main characters: Lord Henry, a nobleman who criticizes the moralism and hypocrisy of Victorian society and openly expresses his Aesthetic thoughts, Dorian Gray, a handsome model influenced by Lord Henry’s views on beauty and morality, and Basil Hallward, an artist captivated by Dorian’s beauty. The novel mainly dealsRead MoreThe Picture Of Dorian Gray By Oscar Wilde1414 Words   |  6 Pagesto me†¦(â€Å"Fallenoracle†).† This quote from the tv series Quantico does an effective job of expressing what Lord Henry’s influence has done to Dorian Gray throughout the philosophical novel, The Picture of Dorian Gray by Oscar Wilde. While some might argue that Dorian s actual nature does not change significantly, an additional perspective is that Dorian Gray is a dynamic char acter that gains negative character traits by becoming vain of his youth, increasingly paranoid of someone learning of his portraitRead MoreThe Picture Of Dorian Gray By Oscar Wilde1060 Words   |  5 PagesThe Picture of Dorian Gray by Oscar Wilde is a philosophical/gothic fiction. Setting: The novel takes place in the peak of the Decadent artistic movement of the 1890s, which occurred in the Victorian era of London and is known for its judgmental social standards, highlighting the contrast between the wealthier, materialistic higher classes and the dull middle-class society, making the novel more audacious. Plot: A famous artist named Basil Hallward completes his first portrait of Dorian Gray: aRead MoreThe Picture of Dorian Gray by Oscar Wilde687 Words   |  3 PagesThesis-In The Picture of Dorian Gray by Oscar Wilde, main character, Dorian Gray , in his times of greatest pain chooses to focus only on what is beautiful which leads to his death and shows that beauty obscures reality. Dorian Grays romantic interest, Sibyl kills herself after an altercation with Dorian; he looks at the nature around him to avoid the reality of the suicide that he has caused. Dorian first sees Sibyl when she acts at a rundown and low quality theater. She acts as many charactersRead MoreThe Picture Of Dorian Gray : Oscar Wilde2014 Words   |  9 PagesAdrian Balakumar Mr.Sal AP Lit 15 December 2014 The Picture of Dorian Gray - Oscar Wilde 1) In the book, The Picture of Dorian Gray, several characteristics of the world have been presented. The author portrays the world as a den of individuals with a skewed view of the immediate environment. The author depicts the world as a place where physical traits like beauty or handsomeness are important than a person’s virtues. Dorian spends his time studying music and other beautiful things that life hasRead MoreThe Picture Of Dorian Gray By Oscar Wilde1731 Words   |  7 PagesMy choice for this summer reading assignment was to read The Picture of Dorian Gray by Oscar Wilde. This is a philosophical fiction novel meaning it devotes a significant portion of the novel to sort the questions that are addressed in discursive philosophy, that can include: the role in society, the purpose of living, ethnic or morals, experience, etc. Throughout history art has played a huge role in portraying the structure of society and how the people play in it.The novel takes place in theRe ad MoreThe Influences of Oscar Wilde The Picture of Dorian Gray1582 Words   |  7 PagesThe Influences of Oscar Wilde Throughout his life Oscar Wilde had many strong influences exerted upon him. During his early childhood his mother influenced him and into college some of his professors and certain philosophers left a substantial impression upon him. Into adulthood these influences leaked out in his writing. These influences gave him ample ideas for writing The Picture of Dorian Gray. Wildes study of the Hellenistic ideals of Epicurus, his coddled lifestyle as a child and his devotionRead MoreOscar Wilde s The Picture Of Dorian Gray1544 Words   |  7 Pagescelebrity I find that it is inevitable to avoid being a part of some sort of controversy. At the height of Oscar Wilde’s career is where he found himself in just that. Although Wilde’s novel, The Picture of Dorian Gray is praised today, in the late 1800s it was seen by others as a negative shift in society and literature. In the film â€Å"Wilde†, after the release of The Picture of Dorian Gray, Wilde’s wife Constance and his mother Jane have a conversation in regards to the novel that gives insight to

Nursing in Perspectives Free Essays

Nursing is a profound profession which requires professional skills and knowledge, high level of expertise and managerial skills. Following Parker Clare (2006): â€Å"Critical thinking is a vital skill to have as a nurse. Nurses are engaged in providing care to people who have a right to high quality professional conduct and health services (p296). We will write a custom essay sample on Nursing in Perspectives or any similar topic only for you Order Now Applied to nursing profession, critical thinking aims to improve healthcare services through new methods and self-developed professional skills of nurses. Critical thinking combines the ability to meet the requirement of a new age and respond effectively to technological innovations and scientific discoveries. Changing economic environment and globalization process has a great impact on the nursing science, and compel to specify concepts of management and its fields. During the last decades, the definitions of critical thinking in nursing have been changes. For instance, Ennis Milman in 1985 defined critical thinking in nursing as â€Å"reasonable, reflective thinking focused on what to believe or do† (Critical Thinking in Nursing 2007). In five years, McPeck, (1990) defined it as: â€Å"the propensity to engage in an activity with reflective skepticism† (Critical Thinking in Nursing 2007). Monitoring was an important method that helped to search for new trends in nursing. Today, nurses take into account internal and external factors that influence a patient. The most recent explanation of critical thinking is proposed by the University of New Mexico (2007): â€Å"nursing utilizes critical thinking as diagnostic reasoning and professional or clinical judgment. Critical thinking in nursing is based on a triggering event or situation, a starting point, scaffolds, processes, and outcomes that make up a continuous or iterative feedback loop† (Critical Thinking in Nursing 2007). In modern world, critical thinking in nursing is a broad concept with include advanced knowledge and discovering, creativity and passion, authenticity and ability to foresee coming changes. Critical thinking in nursing aims to extend traditional nursing roles in order to keep abreast of time and rapidly changing technology. Daniels (2004) underlines that it may be exercised as an attribute of position or because of personal knowledge or wisdom. Modern nurses see themselves more as conservators and regulators of the exist ­ing order of affairs with which they identify, and from which they gain rewards. Critical thinking helps to create a sense of identity which does not depend upon membership or work roles. On the one hand, nursing gendered identity and cultural identity has a great impact on their skills and ability to deliver high quality service. Many problems associated with the relationships between people of different cultures stem from variations in norms and values. Modern society is marked by cultural diversity problems which influence healthcare services and service delivery. Critical thinking is crucial for culturally competent nurse because it helps to communicate with diverse clients and meet their needs. For instance, Hindus and Asians share specific beliefs as for parts of the body and health, and in this case a nurse should take into account cultural and religious practices of these patients. Following Dreher and Macnaughton (2002): â€Å"the health care system has nested the accountability for cultural competency with the clinician who provides direct services to individuals, where the application of cultural information is likely to be least useful† (p181). For a nurse, the key advantages of convergence are that ideas and techniques developed in one cultural or national setting may be transferred to another and used effectively. These variables shape the values and hence the behavior of people (Potter Perry, 2005). Critical thinking determines the quality of decisions and actions of a nurse. A higher level of professional autonomy and shared governance should be seen as the main features of critical thinking. Critical thinking is exercised through greater knowledge and exper ­tise. It may also be based on the per ­sonal qualities of the nurse and the manner in which authority is exercised. In contrast to traditional theories of nursing leadership, nursing expert power is based on new knowledge about technology and critical thinking used in nursing profession. Critical thinking is based on credibility and clear evidence of knowledge or expertise; for example, the expert knowledge of ‘functional’ specialists. Stone (2000) states that if the information is satisfactorily ascertained from secondary sources, the nurse opts to complete this component of the assessment by relying on past records. Documentary data obtained from patients’ records is often termed ‘secondary’ because the information has originally been collected by other people and for other purposes. Thus, critical thinking determines further actions and behavior patterns which support clinical and service development. In several decades ago, nurses were limited by strict rules and tasks which prevented them to respond effectively to changing environment (Potter Perry 2005). Today, technology and information technology demands critical thinking and decision making in nursing (Sharp, 2000). Also, there is a great shift in organizational values and personal traits of the nurses. Changing social environment influences human values and conflicts with human dignity and importance (Sullivan Decker, 2005). The balance of power has undoubtedly shifted to nurses who have more choice over how to conducts relationships with their administration, colleagues and patients. Critical thinking in nursing is aimed to improve influences on the environment and determine perspectives of further development on the macro- and micro- level. In this situation, to be an effective and professional nurse, it is necessary to exercise the role of critical thinker based on advanced knowledge and expertise (Durgahee, 2003). A common view is that the job of the nurse requires the ability of critical thinking and that leadership is in effect a sub-set of management. In terms of critical thinking, there is a need to be flexible and be ready to innovate and to adopt new technologies as they come along. The way in which healthcare organization has to employ the latest technology can be an important determinant of its competitive advantage. For instance, increased role of computers and technological solutions require new skills and decision making practices in medicine. For instance, if technology does not work properly and it threatens life of a patient, a nurse should react accordingly to the situation and replace it with alternative solution (Kozier et al 2004). Critics (Sullivan Decker, 2005) admit that three decades ago nurses were not ready and prepared to apply critical thinking to their work and this led to high death rates caused by technology failure. Healthcare is one of the main industries responsible for exceptional service quality and interpersonal communication. Service quality is determined by technological processes and innovations in its field. Critical thinking has speeded up health delivery processes, transformed working practices and increased the efficiency of healthcare services. Interestingly, it is in the technological environment that it is some ­times possible for large healthcare organizations to actually exert influence rather than be the recipients of it. Respect and personal worth of every patient are the core human-related factors employed by the nurses (Garrison 2004). Nursing staff is responsible for communication and interaction with the patients. For this reason, nurses should be flexible to respond effectively to changing environment and customers groups. As a result, high degree of autonomy cannot be effectively used by all nursing staff. Healthcare organizations start to apply ‘critical thinking’ into practice seeing it as a high level of specialist practice and competitive advantage in healthcare services. Also, critical thinking in nursing is concerned with those activities involved in recruiting of professional staff, training, and development within the healthcare infrastructure, namely the systems of planning, finance, medical service control, etc. which are crucially important to an strategic capability in all healthcare activities (Potter Perry, 2005). Today, a special attention is given to proper function of medical staff and empowerment which helps to improve efficiency of medical practice. Critical thinking is one of the main requirements in modern service learning. In learning, â€Å"critical thinking [is] a reasoning process reflecting on ideas, actions, and decisions in clinical experience by the nursing student and others (Anaya et al 2003, p99). The advantages of critical thinking in nursing are fast response to changing conditions and environment and ability to apply recent technologies into practice. It increases confidence of nurses and level of healthcare services. Using critical thinking approach, nurses are able to shift the situation using these new creative approaches based on advanced relationships and inquiry. Also, it is strongly influenced by resources outside the healthcare organization which are an integral part of the chain of activities between the healthcare service design and the level of medial treatment (Sharp, 2000). Change is a threat to routine and their role in healthcare management. It is also true that many nurses do not know what their role is, and in recent years attempts have been made to clarify individual roles. Critical thinking is ‘a vital skill’ for nurses because it determines the style of management and leadership. Critical thinking can be interpreted as a response to the need to meet heightened customer expectations and face intensi ­fied technology solutions. Critical thinking encourages nurses to adopt a positive attitude and have personal involvement in service delivery. Also, it allows healthcare organization to expose nursing staff to new forms of service and management. Critical thinking is constructed on a rational basis and allows nurses respond to patients’ needs in an appropriate manner. For a modern nurse, it is crucial to be accountable to patients’ families, and close friends who come to visit them. References 1.   Anaya, A., Doheny, M.O., Panthofer, N., Sedlak, C.A. (2003). Critical Thinking in Students’ Service-Learning Experiences. College Teaching, 51 (3), 99-104. 2. Critical Thinking in Nursing The University of New Mexico (2007). Retrieved 31 May 2007, from   http://hsc.unm.edu/consg/conct/whatis.shtml 3.   Daniels, R. (2004). Nursing Fundamentals: Caring and Clinical Decision Making, Thomas Learning, Oregon. 4. Dreher, N., Macnaughton, N. (2002). Cultural competency in nursing: foundation or fallacy? Nursing Outlook, Sep-Oct; 50 (5):181-6. 5.   Durgahee, T. (2003). Higher level practice: degree of specialist practice? Nurse Education Today. Apr; 23 (3), 191-201. 6. Garrison, D.R., Morgan, D.H., Johnson, J.G. (2004). Thriving in chaos: Educating the nurse leaders of the future. Nursing Leadership Forum. Fall; 9 (1), 23-27. 7. Kozier B., Erb G., Berman A. Snyder S. (2004). Fundamentals of Nursing: Concepts, Process and Practice, New Jersey, Pearson Education Inc. 8. Potter, P. Perry, A. (2005). Fundamentals of Nursing. Elsevier PTE LTD, Singapore. 9.   Sharp, Nancy. (April 2000). The 21st century belongs to nurse practitioners. Nurse Practitioner, p. 56 10. Sullivan, E.J., Decker, Ph. J. (2005). Effective leadership Management in Nursing 6th ed. Pearson Hall.    How to cite Nursing in Perspectives, Essay examples

Financial Statements Monitoring Mechanisms -Myassignmenthelp.Com

Question: Discuss About The Financial Statements Monitoring Mechanisms? Answer: Introducation As ASIC only commenced legal proceedings in the Federal Court on 4 March 2016, at the reporting date of 30 September 2016, these proceedings are in the early stages and no reliable estimate can be made as to the amount of obligation, or whether there will be an obligation. Therefore, in accordance with 1AASB 137 Paragraph 14, no current provision needs to be made for the possibility of a contingent liability resulting from the litigation by ASIC. However, AASB 137 Paragraph 16 outlines that whether or not it is likely that a present obligation exists, an entity shall disclose a contingent liability, unless the possibility of an outflow is remote. It would therefore be more likely that the ANZ should disclose the contingent liability, as there is probably a more than remote possibility that there will be an outflow of resources embodying economic benefits, in the future, as a result of the court proceedings by ASIC. It would be advisable to disclose now to avoid the chance of non-compliance. Below is the Note to the Financial Statements which ANZ included in its 2015-2016 Financial Statements in respect to these allegations. Notes to the Financial Statements Other Contingent Liabilities and Contingent Assets ii) Proceedings in relation to Bank Bill Swap Rate (BBSW) On 4 March 2016, ASIC commenced court proceedings against ANZ. ASIC is seeking declarations and civil penalties for alleged market manipulation, unconscionable conduct, misleading or deceptive conduct, and alleged breaches by ANZ of certain statutory obligations as a financial services licensee. ASIC has subsequently initiated similar proceedings against two other Australian banks. ASICs case against ANZ concerns transactions in the Australian interbank BBSW market in the period from March 2010 to May 2012. ANZ is defending the proceedings. The potential civil penalty or other financial impact is uncertain. ANZ has disclosed the contingent liability in accordance with AASB 137. At the very least, ANZ was required to provide a brief description of the nature of the contingent liability, in accordance with AASB 137 Paragraph 86, which is what they have done. They have also informed interested parties that the financial impact is uncertain and have therefore not provided an estimate of the financial effect as required in Paragraph 86, where practicable. A Reference is also made to the BBSW proceedings in Principal Risks and Uncertainties Paragraph 28, where the contingent liabilities as at 30 September 2016 are listed. In these cases, there were clearly the present obligations resulting from past events, being that it was clear that ANZ had not sought to determine the actual credit limit required by the customers and had given them no options to elect a different overdraft amount, as required by the National Credit Act, which is administered by ASIC. Therefore, there would be probable outflows of resources embodying economic benefits, as a result of ANZs actions. Along with this, a reliable estimate could be made of the amount of the obligation due the fact that ASIC has a scale of fine amounts available. AASB 137 Paragraph 14 requires that a Provision is made when all of these requirements are met. The estimated fines should be recorded as a Contingent Liabilities at the time ANZ was notified of the proceedings. As the fines were due for payment 16 August 2016, the Contingent Liability would no longer appear in the Financial Statements at the end of the period because it would have already been paid. However, shareholders who had followed media releases would expect to find some kind of detail about the proceedings and payment in the Notes to the Financial Statements, as these kinds of events affect the decisions of investors and therefore, it has impact on returns on investment. The fact that the fines are not an admission of guilt, does not take away from the requirements of AASB and the fact that there was an outflow of resources. All that can be found is the following, insignificant references, as part of the Chairmans Report and Notes to Financial Statements 2016: There is no doubt that mistakes have been made within the banking sector. At ANZ this has resulted in regulatory investigations, concerns over the conduct of staff and legal action involving former customers (Chairmans Report ANZ 2016 Annual Report). Moreover, in the Notes to Financial Statements 40: Other Contingent Liabilities and Contingent Assets (v) Other Regulatory Reviews - The nature of these investigations and reviews can be wide ranging and, for example, currently include a range of matters including responsible lending practices, wealth advice and product suitability, conduct in financial markets and capital market transactions. In the words of Gordon and During (2016), bank overdraft is a type of financing where the bank honours cheques in case of zero balance in the customer or business accounts and as a result, it depicts negative balance in the bank account. Moreover, a special type of bank overdraft is inherent, in which the cashbook balance is negative, while the bankbook balance is positive. However, as the presentation of those cheques is not made, the bank balance is not negative and there is absence of any actual bank overdraft (Council 2014). According to Paragraph 71 of AASB 101, the other current liabilities are not settled as portion of the normal operating cycle; however, they are due for settlement within a year after the reporting period or held mainly for lending. These include bank overdrafts, dividends payable and other non-trade payables. At times, ANZ Bank possesses the right in offsetting the balance of overdraft with another business bank account; the overdraft could be netted off against the other bank accounts that are maintained within the same bank. The net bank balance could be depicted in the form of balance of cash at bank. In case, ANZ does not possess the right to offset, the overdraft could be reported in the form of liability and in case; the overdraft is material, reporting needs to be made distinct from other liabilities. In addition, since ANZ Bank has to comply with AASB and IFRS, such overdraft needs to be treated in the form of cash and cash equivalents. However, the movement associated with the bank overdraft need not be reported in the statement of cash flows under any particular segment. According to Paragraph 4.9 of AASB 9, an organisation is needed to reclassify its financial assets, in case; the goal of the business model related to those assets changes in the organisational context. However, the frequency of such changes is very limited. The senior management of the organisation need to ascertain those changes due to internal or external reporting and relevancy needs to be present with the organisational operations while demonstrating to the external parties (Aasb.gov.au 2017). Moreover, Paragraph 5.9 (a) of AASB 9 states that an entity has a portfolio of commercial loans that it is intending to sell within shorter time span. The entity acquires an organisation managing commercial loans having the business model holding the loans for gathering the contractual cash flows. Thus, the commercial loan portfolio is not for sale anymore and the management of portfolio is now combined with the acquired commercial loans. All these are held for obtaining the contractual ca sh flows. ANZ Bank could depict all business and commercial loans in the form of borrowings in the liability side of the balance sheet statement. The reasons for providing and obtaining the business and commercial loans need to be disclosed in its annual report. Some of these reasons might include investment in real estate, supporting the ongoing operating losses and long-term software development (Minnis and Sutherland 2017). As a result, appropriate information would be available to all the stakeholders of ANZ Bank and the compliance with AASB 9 would be achieved fully. The two major factors that have impact on the value of financial assets in ANZ Bank and having relevancy to the banking sector include the following: Cash management practices: An effective cash management policy assures that a bank has cash in hand to finance the working capital needs whether revenues are stable or fluctuating (Radebaugh 2014). Due to this, the practices of cash management are the primary factors influencing the financial assets in ANZ Bank. The aspects of cash management policy include formation of cash reserves and collections of accounts receivable. The cash reserves raise the cash value in bank account, which assures greater liquidity and ANZ Bank could clear its dues in case of cash decline due to falling revenues. On the other hand, the procedures related to collections of accounts receivable minimise the time needed to collect the owed money to the bank. Thus, it could be depicted as decline in accounts receivable and rise in cash on hand in the balance sheet statement. Internal controls: As commented by Frias Aceituno, Rodrguez Ariza and Garcia Snchez (2014), inappropriate controls raise the risk of staff fraud and theft that might reduce the cash and inventory values in the balance sheet statement of an organisation. Thus, ANZ Bank needs to incorporate cash controls like duty separation, restricted access to financial data, utilising receipts that are pre-numbered along with assuring that such receipts stay in order. Along with this, the bank needs to ensure inventory controls like scheduled and random inventory counts. According to Paragraph 7 of AASB 137, provisions are defined as liabilities having uncertain amount or timing. In few nations, the provisions are utilised in the context of various items like impairment of assets, depreciation and doubtful debts. These are some adjustments to the carrying amounts of the assets. In order to write off bad debts from the annual report of ANZ Bank, if the accounts receivable of a business account is identified as uncollectible, it needs to be written off by removing the account from the section of accounts receivable. This method is considered as the allowance method and it complies with AASB 137 in an effective fashion (Crawford, Lont and Scott 2014). In this case, the entry needed to write off the bad debt account has impact on the balance sheet accounts only. The allowance for doubtful accounts needs to be debited, while ANZ Bank is required to credit the accounts receivable (Ruch and Taylor 2015). Thus, the bank need not have to report any loss or expense in its income statement. This is because such write-off has been covered under the previous adjusting entries for the projected expense of bad debts. Moreover, after ANZ Bank has written off the bad debt, it is possible that the bank has been paid part or the entire written off account balances. In that case, the bank could reinstate the account through reversal of the write-off entry and processing of the written off amount. At the time of loan issuance, a liability is created for the borrower along with an asset gain. The amount of the deposit increases with the supply of money (Everett 2015). At the time the borrower writes a cheque in contrast to the deposit. ANZ Bank needs to transfer the amount of reserve to the bank of the seller for clearing the cheque. The loan contract is still inherent with the borrower, but the liability of deposit has vanished. The bank of the seller has obtained the reserves along with an identical deposit liability. However, if the borrower defaults on the contract of loan, ANZ Bank could not obtain any amount of the principal lent. It then needs to write-off the overall loan amount in the form of an asset. It has resulted in loss in identical amount of its capital, which would minimise its capital/asset ratio. Since the liability of deposit has been transferred to another bank, the default could change the supply of money. Based on the amount of capital lost, the loan portfolio might have to be shrinking on the part of ANZ Bank or it needs to sell new bank shares to stay in conformance to the rules of capital adequacy. In addition, ANZ Bank might need to acquire excessive reserves to meet the requirement of reserve ratio. However, as long as the solvency of the bank is maintained, it could normally borrow the needed reserves in the federal funds market or from the federal discount window. References: Aasb.gov.au. (2017). [online] Available at: https://www.aasb.gov.au/admin/file/content105/c9/AASB9_12-09.pdf [Accessed 9 Oct. 2017]. Aasb.gov.au. (2017). [online] Available at: https://www.aasb.gov.au/admin/file/content105/c9/AASB137_07-04_COMPoct10_01-11.pdf [Accessed 9 Oct. 2017]. Asic.gov.au. (2017).ASIC - Australian Securities and Investments Commission. [online] Available at: https://www.asic.gov.au/about-asic/media-centre/find-a-media-release/2016-releases/16-063mr-anz-pays-212-500-penalty-for-breaching-responsible-lending-laws-when-offeringoverdrafts/ [Accessed 9 Oct. 2017]. Council, K.I., 2014. Annual Report 2015-2016. Crawford, L., Lont, D. and Scott, T., 2014. The effect of more rules?based guidance on expense disclosure under International Financial Reporting Standards.Accounting Finance,54(4), pp.1093-1124. Everett, C.R., 2015. Group membership, relationship banking and loan default risk: the case of online social lending. Frias Aceituno, J.V., Rodrguez Ariza, L. and Garcia Snchez, I.M., 2014. Explanatory factors of integrated sustainability and financial reporting.Business strategy and the environment,23(1), pp.56-72. Gordon, H.R. and During, C.Y., 2016. Quarterly Report. Hillman, N.W., 2014. College on credit: A multilevel analysis of student loan default.The Review of Higher Education,37(2), pp.169-195. Minnis, M. and Sutherland, A., 2017. Financial statements as monitoring mechanisms: Evidence from small commercial loans.Journal of Accounting Research,55(1), pp.197-233. Radebaugh, L.H., 2014. Environmental factors influencing the development of accounting objectives, standards and practices in Peru.The international Journal of Accounting Education and Research. Urbana,11(1), pp.39-56. Ruch, G.W. and Taylor, G., 2015. Accounting conservatism: A review of the literature.Journal of Accounting Literature,34, pp.17-38.

Quality Control for All

Introduction/Executive summary This report involves the statistical analysis of data obtained from the previous jobs conducted by the Allrepairs staff. The performance of individual staff members is evaluated for all the jobs they undertake in terms of the time taken. In conducting this analysis, constraints such as the difficulty of the job are considered alongside the satisfaction of the customer.Advertising We will write a custom report sample on Quality Control for All-repairs Mechanics specifically for you for only $16.05 $11/page Learn More The other factor put into consideration is the number of years that the individual has been in the field, and this is important in determining their level of expertise. These values are independent random variables obtained by coding the raw data obtained during the data collection stage and is shown by the table provided. This analysis is supposed to show the competence of the individual staff members, who coll ectively determine the credibility of the company. In order to come up with this analysis the hypothesis has to first be determined then tested using the available data. This data will then be evaluated using E-views software which will generate the relevant statistics to be analyzed1. Hypothesis This analysis is aimed at establishing the credibility of Allrepairs staff members in relation to their experience, job difficulty, the time taken to complete the tasks and the customer’s response. The null hypothesis states that the staff members are not equally competent while the alternative hypothesis states that they have the same level of competence. In case the null hypothesis holds, the alternative hypothesis is automatically disregarded and vice versa2. Data Analysis The first table in this analysis is a representation of the general statistics of the data objects. It indicates the mean, median, maximum, minimum, standard deviation the skewness and the kurtosis of the indivi dual objects for the 293 observations. Table 1: descriptive statistics DIFFICULTY SATISFACTION TIME YEARS Mean 1.832765 3.225256 34.05461 8.071672 Median 2.000000 3.000000 32.00000 9.000000 Maximum 3.000000 9.000000 97.00000 12.00000 Minimum 1.000000 1.000000 6.000000 2.000000 Std. Dev. 0.604791 1.405875 15.74466 3.884239 Skewness 0.092354 2.914407 0.959621 0.752124 Kurtosis 2.589877 12.97725 4.128666 1.924974 From this data, the mean difficulty of the jobs undertaken is below the median, meaning that most jobs are relatively easy. The mean for the satisfaction indicates that most of the customers are satisfied with the job while that of the time taken to complete the tasks indicates that a larger percentage of jobs is completed within the required time frame.Advertising Looking for report on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More On the years of experience however, the statistics indicate th at most of the employees have not been with the company for long, implying a slightly high rate of labor turnover. The standard deviations likewise indicate that the value for the difficulty level is not very deviant from the mean3. This could be interpreted as the jobs have a difficulty level that is relatively similar to each other. As for the level of customer satisfaction, the standard deviation indicates that a majority of the customers approve the services offered to them. The time and number of year’s deviations, as well, indicate little deviation from the mean. To analyze the interrelationship between any two given objects, we will use the covariance matrix generated as follows. Table 2: Covariance matrix DIFFICULTY MECHANIC SATISFACTION TIME YEARS DIFFICULTY 0.364524 -0.110042 0.044497 7.288996 0.438607 MECHANIC -0.110042 1.305898 -0.102529 -1.992277 -4.083507 SATISFACTION 0.044497 -0.102529 1.969738 0.991112 0.349043 TIME 7.288996 -1.992277 0.991112 247. 0482 6.357861 YEARS 0.438607 -4.083507 0.349043 6.357861 15.03582 The significance of this is in the determination of how the variables change in relation to each other4. The level of difficulty and the satisfaction of the customer seem to be changing in the same direction, implying a proportionate change while that between the mechanic and all the other variables do not change in the same direction. This means that the result of the repair has nothing to do with the mechanic handling the job. We can therefore conclude that the only variable that does not affect the outcome of the job hence the performance of the company is the mechanic. The covariance between the number of years in the company and the time taken to complete the tasks has a high covariance and this can be interpreted to mean that the time changes in the same direction with the years of experience5.Advertising We will write a custom report sample on Quality Control for All-repairs Mechanics specifically for you for only $16.05 $11/page Learn More The next element in this analysis is the determination of individual descriptive statistics alongside the histograms so that we can come up with a conclusion on how the individual variables affect the overall reputation of the company. First is the difficulty histogram as shown below. Diagram 1: Difficulty Histogram and statistics From this histogram, the level of difficulty for the majority of the tasks lies at the average difficulty level. The hardest jobs are the least and this implies that the employees in this company have the necessary expertise to handle the jobs at their disposal. The second diagram is that of the mechanics as shown below. Diagram 2: Mechanic Histogram and statistics Advertising Looking for report on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More From this, we can conclude that the mechanics do an approximately equal number of jobs as shown by the bars. The difference in the size of the bars is not significant, indicating a fair policy in the company when allocating jobs6. Third is the time taken shown in diagram 3 below. Diagram 3: Time Histogram and statistics The tasks take different amounts of time to complete depending on the difficulty of the job. Most of the jobs however take a time frame below the average and this is an implication of time efficiency in the company which ensures that completed work is delivered to the customer on time7. Diagram 4: Satisfaction Histogram and statistics From this diagram, we can conclude that the numbers of customers who have expressed dissatisfaction over the work done are the least. A majority of the observation indicate a high level of satisfaction, which may mean that the repairs done never recurred and they were completed on time8. Diagram 5: Year’s Histogram and statisti cs From this diagram, the period of time that the employees have been working in the organization differs greatly, with the gap between the first person and the others being the greatest. This person has however handled the highest number of jobs though by a very small margin compared to the others9. The other three seem to have been in the company for an almost equal period of time. Conclusion From these diagrams, we can conclude that going with the data provided here, the company is performing effectively and it is credible enough to be hired to carry out repairs. The success of this company can be considered to be as a result of the strong workforce, and so, the alternative hypothesis holds true, disqualifying the null hypothesis10. The employees have an almost equal level of expertise as realized throughout the analysis. The result of the covariance analysis indicates that it does not matter which employee is undertaking the task, since the result is always relatively equal, im plying an equal level of expertise among the employees. References List Anderson, TW, An Introduction to Multivariate Statistical Analysis, Willey, New York, 1998. Bowerman, BL, RT O’Connell ML Hand, Business Statistics in Practice, Mc-Grawhill, Boston, 2001. Boyle, RG, Descriptive statistics, Victoria College Press, Burwood, 1998. Bradley, T, Essential Statistics for Economics, Business and Management, John Wiley Sons, Chichester, 2007 Dixon, WJ FJ Massey, Introduction to Statistical Analysis 3d ed, McGraw Hill, New York, 1999. Doane, DP LW Seward, Essential statistics in business and Economics, McGraw-Hill Irwin, Boston, 2010. Edwards, AL, Statistical Analysis 3d ed, Rinehart and Winston, New York, 2009. Lind, DA, WG Marcal RD Mason, Statistical techniques in Business and Economics, McGraw-Hill Irvin, Princeton, 2002. McClave, JT, PG Benson T Sincich, Statistics for Business and Economics, Prentice Hall, Upper Saddle River, 2001. Wegner, T, Applied business statistics, 2nd ed, Juta, Cape town, 2007. Footnotes 1. D Doane L Seward, Essential statistics in business and Economics, McGraw-Hill Irwin, Boston, 2010, p.48 2. T Wegner, Applied business statistics, 2nd ed, Juta, Cape town, 2007, 98. 3. McClave, JT, PG Benson T Sincich, Statistics for Business and Economics, Prentice Hall, Upper Saddle River, 2001, p.62. 4. A Edwards, Statistical Analysis 3d ed, Rinehart and Winston, New York, 2009, p.85. 5. D Lind, W Marcal R Mason, Statistical techniques in Business and Economics, McGraw-Hill Irvin, Princeton, 2002, p. 122. 6. R Boyle, Descriptive statistics, Victoria College Press, Burwood, 1998, p.77. 7. T Bradley, Essential statistics for Economics, business and management, John Wiley Sons, Chichester, 2007, p. 82. 8. W Dixon FMassey, Introduction to statistical analysis 3d ed, McGraw Hill, New York, 1999, p. 54. 9. T Anderson, An introduction to multivariate statistical analysis, Willey, New York, 1998, p. 98. 10. B Bowerman, R O’Connell M Hand, Business statistics in practice, Mc-Grawhill, Boston, 2001, p. 23 This report on Quality Control for All-repairs Mechanics was written and submitted by user Deon S. to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

buy custom Hiroshima and Nagasaki essay

buy custom Hiroshima and Nagasaki essay The decision made by the U.S. to drop atomic bombs on the Japanese cities of Nagasaki and Hiroshima at the end of the Second World War remains one of the extremely controversial issues in Japanese history (Compton 2002, p. 54). Pellegrino (2010, p. 15) indicates that the bombing of these cities is the only documented event where atomic weapons have been used in any war. It is regrettable to note that this event that was conducted at the order of Harry S. Truman, the then U.S. President, resulted in an enormous loss of lives and property. Grachev (2011, P. 10) notes that on August 1945, the entire world dramatically entered into the atomic age without any prior precedent or warning, as one of the American plane dropped a nuclear bomb on the city of Hiroshima, killing more than 90,000 people on the spot. After three days, another atomic strike was made on Nagasaki, killing more than 37,000 people and injuring thousands of other innocent civilians. It is notable that between these two b ombings, the U.S. was joined by the Soviet Russia in a war against Japan, thus breaking the non-aggression treaty made between the Soviet Russia and Tokyo. By doing this, Japanese forces were extremely weakened, thus contributing to an easy attack on the city of Nagasaki. According to the Hiroshima health department, it is approximated that of all the those people who died during that day of explosion, at least 59 % died from the flame or flash burns, 25% from the falling debris, while the rest from other notable causes resulting from the explosion (Compton, 2002, p. 50). During the subsequent months after the bombing, a large number of innocent civilians died from radiation sicknesses or effects of burns among other causes. As a result of this enormous devastation, Japan was forced to surrender to its allies, a factor which led to the end of the Second World War. Based on the above facts, the United States was not justified in dropping bombs on Nagasaki and Hiroshima due to the sho rt and long-term health as well as social-economic and political effects, which continues to hinder the development of Japan. It is notable that up until the early 1960s, there was a predominant view that the United States was fully justified to use nuclear bombs against the Japanese (Compton 2002, p. 50). In most parts of the world, people accepted at face value that leaders from the U.S. had established that Japan would not surrender in the foreeeable future, a factor that could have further resulted in deaths of more Japanese civilians and U.S. solders. They claim that the total human cost associated with the bombing was the ultimate price which had to be paid by the Japanese. This was in order to avoid the possibility of more losses of lives had the United States invaded the home island in Japan (Compton 2002, p. 53). As argued by Grachev (2011, P. 10), saving the lives of the Japanese was not the main goal of these two bombs. This was just used as a justification for the wrongs carried out against Japanese nationals and the rest of the world. To understand this concept, it is appropriate to realize the underlying reasons that led the U.S. to attack the two cities of Japan. First, the U.S. wanted to revenge due to the embarrassment they had faced at the Pearl Harbor, where the Japanese forces employed sneak method of attack on the U.S. forces. This was not the first instant when the Japanese forces had launched surprise attacks against the U.S. For instance, between 1904 and 1905, during the famous Russo-Japanese war, the Japanese forces were enormously hailed due to their innovative methods of attack (Compton 2002, p. 55). Based on their experiences, they were able to intelligently attack the American solders on the Pearl Harbor, thus defeating them. Secondly, there were many ongoing debates regarding the extent to which Roosevelt and the U.S. government knew about the attacks as well as the timing of breaking-off diplomatic negotiations by Japan (Grachev 2011, P. 10). Though the attack on the Pearl Harbor was technically impossible, this should not have been a great surprise that the Americas pacific Fleet would be attacked (Compton 2002, p.53). However, the techniques employed by Japan ultimately shocked as well as galvanized the American publics support towards the war. As a result, it meant that the level of public outcry towards the use of atomic bombs in Japanese cities would not invoke large public outcries (Compton 2002, p. 63). The other reason as to why the U.S. dropped atomic bombs in Nagasaki and Hiroshima was to demonstrate the power of the U.S. to the Soviet Union, who was their emerging rival (Compton 2002, p. 94). During the time of war with Japan, the United States had enormously indicated the range and power of the B-29 bomber. The B-29 bomber was responsible for the Tokyo bombings, which took place on March 10, 1945, killing more than 90,000 civilians (Pellegrino 2010, p. 15). During the Potsdam Conference, the U.S. president categorically indicated that they had adequate information from spies that Japan was not ready to give up in the war, a factor that accelerated the need for the U.S. to show off the real life power of its new weapons. This resulted in Hiroshima and Nagasaki bombings on August 6th and 9th respectively. Further, the timing of these bombing was also accelerated by the rapid changing relationship between the USSR and the U.S. For instance, the SU (Soviet Union) had already declared war on Japan, three months prior to Hiroshima and Nagasaki bombing. As a result of this, the U.S. viewed the deteriorating situations that were developing in the European region, thus preferred not to face a similar situation in the Asian continent, thus, in Japan (Grachev 2011, P. 10). As argued by Compton (2002, p. 94), the strongest argument against the use of the atomic bombs on the cities of Nagasaki and Hiroshima is the terrible nature exhibited by this kind of weapon. As seen in most memorials in these two cities, many people lost their lives, families, and properties among others things (Compton 2002, p. 77). Atomic bombs are well-known for high levels of radiations, such as x-ray radiations. As recently witnessed after the destruction of the Fukushima-Daiichi nuclear plant in Japan, due to 8.0 earthquake, atomic radiation highly affects human beings and other animal in many aspects, hence, it should be avoided at all cost (Grachev 2011, P. 10). From the above information, it is clear that the bombing of the city of Nagasaki and Hiroshima was fully unjustified. The main aim of bombing the two cities was for the U.S. to show-off its military strength and to revenge for the defeat they encountered on the Pearl Harbor among other notable factors (Compton 2002, p. 58). As a result of this, many Japanese, especially those living in the affected cities, continue to face numerous health problems among other risks. In future, countries should seek for alternative ways of solving conflicts rather than engaging in war. Further, international and regional bodies, suck as the United Nations, should ensure that different countries adhere and respect all the policies and treatise that enhance international peace (Grachev 2011, P. 10). Buy custom Hiroshima and Nagasaki essay

Attachment Styles and Relationships

This paper will discuss how early relationships affect adults relationships later on in life. It will elaborate on the three dimensions each relationship has and they are passion, intimacy and commitment. The paper will include Robert Sternberg’s triangular theory of love. First, there are three types of attachments one may develop when we are infants. The first one is secure attachment. This manifests itself when an infant is with his or her mother and happily explores an unfamiliar environment.Furthermore, when the mother leaves, the infant will become distressed. On the other hand, when the mother returns, the infant runs to her and then continues playing (Bolt, 2004). Next, there is another type called avoidant attachment. These type of infants do not show distress when removed from their mother. They also do not cling to their mother upon reunion. They react to strangers in the same way they do with their mothers. They keep their attention focused on their toys (Bolt, 2004). The last type is called anxious attachment. In unfamiliar settings, these infants ling to their mother and cry when she leaves. However, when she returns, they are hostile. They do not explore their environment. These infants may continue to cry even after being picked up (Bolt, 2004). Attachment Styles and Relationships2 Furthermore, in adults relationships there are also three types. The first one is secure adults. This can be expressed when these adults find it easy to become close in a relationship. Their relationships are characterized by happiness, trust and friendship. They can accept and support their partners despite faults (Bolt, 2004). Next, the next type is avoidant adults. They are less invested in relationships and more likely to leave them. It seems that they are afraid to become too close to people. They have emotional highs and lows. They may have intimate relations with a partner without feeling love (Bolt, 2004). The last type of adult relationship is called anxious adults. These types are less trusting and demand reciprocation. They are generally more jealous and possessive. They may break up repeatedly with the same person. They can become angry and emotion hen discussing differences (Bolt, 2004). Furthermore, the reason this is so is because when these adult types were infants they lacked close physical proximity. This is important in any type of relationship. It helps for caregivers to for a bond with infants and adults to develop closeness in a relationship. Also, infants develop a feeling of security when they are held. The lack of this physical proximity contributes to the different attachment problems. This is an important aspect to look into. This means that a couple has to get to know each other’s similarities and differences. This is what brings them close to each other. This also helps the couple to learn what is best for their partner or spouse. Last, there are three types of commitment styles. The first one is personal commitment. This can been seen when two people are together because they enjoy each other. The second type is moral commitment. This happens when people feel an obligation to continue the marriage in order not to break their marital vows. This type of arriage is not based on true love. The third type is called constraint commitment in which people believe that they have to continue a relationship based on social, financial or emotional reasons. This is not a commitment out of love. In conclusion, to maintain a good relationship, a couple should have time to talk to each other. It is important to maintain good communication.

What does all this religious turmoil tell us about the Chinese Essay - 1

What does all this religious turmoil tell us about the Chinese government - Essay Example To begin with, the blanket ban on proselytism by foreigners anywhere in China evinces a deep suspicion of foreign spiritual activities in China, which is symptomatic of a concern on the part of much of the Chinese leadership that certain foreign ideas and systems would be deeply detrimental in China. To support such attitudes, they repeatedly talk of the humilitations which the western powers inflicted upon China in the last two centuries of the imperial era. Christian groups have been the focus of some repression, including the raiding of unregistered house churches and the arrest of their members, particularly in the run up to the 2008 Olympic Games in Beijing. However, it is towards independent clergy and members of the Catholic Church that the government focuses its repression of Christian groups. Relations between the Vatican and the People’s Republic of China have always been tense, and since the 1950s they have enjoyed no formal relations. It seems that the government is still wary of the loyalty of Catholics to an authority outside of China – the Vatican, and its head, the Pope, whom they regard as God’s representative on Earth. This tensions between the Catholic Church and the Chinese government became obvious when, in July 2007, Pope Benedict XVI wrote an open letter to the Chinese government urging it to respect the religious freedoms of its citizens. The Chinese government is always particularly sensitive to foreign criticism, and this instance was no exception, with Beijing replying that ‘it was willing to continue a dialogue with the Vatican, but a government spokesman said the Pope must not interfere in China’s affairs in the name of religion’3. While the Chinese government likes to present its country as a united and homogenous polity, it is rich in ethnic minorities, many of whom have distinctive religious practices,

Raw's paper Term Example | Topics and Well Written Essays - 1250 words

Raw's - Term Paper Example Your idea is conventional; furthermore, it is in your best interest that the largest numbers of customers share the benefits. Indeed, corporations are widely revered for their success in the business world. The first major advantage of this model is limited liability of the stakeholders of the business (McQuaig & Billie 751). In case the business is declared, bankrupt or is engaged in a very expensive lawsuit the stakeholders are only entitled to pay amounts equivalent to their holding in the company. This assures the stakeholders that the debt will not exceed their personal property as experienced in sole proprietorships and partnerships. If the credits owed are not payable, there will be liquidation of the assets. This limits any personal obligation of the company’s stakeholders on the debt of the entity. This can guarantee the stakeholders a soft landing despite the unfavorable conditions since their personal property is intact. Secondly, a corporation is a distinct legal person illustrating that it has its jurisdiction. This means that the firm will possess its own property, engage in contracts, acquire, and terminate its possessions. This is beneficial, as the property of the firm will not be attached to individuals. However, the company will utilize this independently to satisfy the objectives of the firm. In legal proceedings, it is the company that is indicated and not the owners or employees of the firm (McQuaig & Billie 751). The business can pursue its operations when the executives are relieved of their positions. In sole proprietorship, the business is not separate from the owner; therefore, the proprietor determines the dissemination of resources in the organization. A contract is not detachable from a sole proprietor since his signature certifies the deal and he is obligated to fulfill the requirements. Since he is not eligible for the same exception as a corporation,

About Dyslexia Essay Example for Free

About Dyslexia Essay Dyslexia is a severe mental disorder which deals with a person having difficulties learning. This medical syndrome occurs in all ethnicities and age groups. Dyslexia is not all about low intelligence, and a lot of people with dyslexia are very creative and gifted like prodigies. Around 15% of United States population is affected by learning disorders and the numbers are drastically increasing. One of the main causes of Dyslexia has to do with Genetics and two popular symptoms are incapability of relating symbols with sounds and repeated word guessing. Two treatments for dyslexia are Allopathic treatment and an organized language program which deals with letter sound system. I will demonstrate and describe Dyslexia’s medical aspects as well as it’ psychological and sociological features. According to the academic article â€Å"Dyslexia† written by Patricia G. Mathes and Jack M. Fletcher on page 289 â€Å"Dyslexia was first described more than 100 years ago.† At that time the cause of Dyslexia was by complexity in stocking up imagery impersonation of words. The first theory of dyslexia was called the strephosymbolia which was introduced by Samuel Orton and it acclaimed that children were having a hard time building control in the brain which lead to failure of suppressing mirror visual counterparts. However, Samuel Orton’s theory is not proven accurate but it persuaded other theories to come about as well as new treatments. (Mathes and Fletcher 289) â€Å"The underlying assumption being that by activating the auditory, tactile, and Kinesthetic modalities of learning, students are able to compensate for inherent weaknesses in the visual domain.† Even nowadays the Orton-Gillingham process of teaching reading is still used. See more: Sleep Deprivation Problem Solution Speech Essay These programs mainly focus on educating alphabetical interpretation and this also explains any success achieved by the patients. Treatments that do not involve multisensory methods but teach alphabetical decoding have also been successful. The results from these studies showed that imagery perception has nothing to do with reading skills and also that dyslexic and normal people have the same capacity of imagery perception. However, the precise cause of dyslexia has not been found yet but researches have shown that dyslexia is strongly bonded with genetics; this information is based on the article â€Å"Dyslexia† by Patricia G. Mathes and Jack M. Fletcher on page 291 â€Å"Studies of the heritability of dyslexia show that there is a strong genetic link for reading and reading disabilities.† A good example that proves this point is that an infant whose parents had reading or writing issues is really likely to have learning problems. Fraternal twins with genetic deficit being diagnosed with dyslexia are 50% and over 80% for Identical twins. Based on age, schooling and other traits the approximation of genetic involvement in dyslexia is anywhere from 50% to 80%. Chromosomes 6 and 15 have been recognized as the two genes involved in the cause of dyslexia. Studies have showed that Genetics is not evidently connected with dyslexia but with the reading skills. This research also illustrates that environment plays a huge role in deciding the reading conclusion in children. The development of reading issues in a child with genetic disposition for dyslexia also depends very much on what kind of reading facilities is the child offered at school and home. According to the article â€Å"Dyslexia† by Katy Nelson, N.D. on page 651†Diagnosis is difficult in part . . . rather than as a disease.† What makes is so hard to detect dyslexia is the fact that when during an examination of dyslexia the brain of the patient results in misunderstanding causing the patient to make mistakes and inaccurate information is taken. Based on the text â€Å"Dyslexia† by Ian Smythe it is stated on page 42 â€Å"It should be remembered that dyslexia has a genetic basis, and that at least one of the parent is at increased risk of being dyslexic.† This should be taken seriously and any signs intellectual problems of the parents should be analyzed carefully to eliminate any potential threats of dyslexia. The examination procedure will contain many cognitive tests like working memory and phonological treatment tasks. One of the main exams is for non word spelling in which anonymous words will be used. Many dyslexics are possibly recognized by the schools but there are plenty of instances where the doctor might be the first to be aware of the issues because due to their literacy inabilities numerous kids suffer from nervousness and stress. Symptoms of dyslexia may include difficulty understanding instructions, problems remembering sequence of things, seeing letters in reverse and reading below the expected level of the age of the child. According to the article â€Å"Dyslexia† by Katy Nelson, N.D. on page 651 it is mentioned â€Å"Ronald D. Davis, writing in the Gift of Dyslexia outlines . . . rather than through his or her physiologic eye†. In this paragraph Ronald D. Davis is tells us about one of the treatments of dyslexia which is called the â€Å"moving point of view† mode. Through this treatment a person diagnosed with dyslexia see what he or she thinks they see instead of what their eyesight actually sees. Dyslexics do this very fast so this leaves them puzzled to what the actual word says. How this process works is that the person with dyslexia has to instruct the mind’s eye to go back to a learned standpoint when they understand that it is being seen by the mind and not with their eyes. This can be achieved with evaluation examination by one on one exercise that teaches new mental insight pathways. Gifts of dyslexics such as their unique and enhanced imagination and inquisitiveness are put to use at these exercises consisting of innovative physical activities. This procedure also involves utilizing modeling clay called â€Å"koosh† used for retraining neuropath ways in the brain of a person with dyslexia. Another applicable treatment is the Allopathic medical treatment and it engages the use of anti motion drugs, this concentrates on the symptoms of balance and coordination which results from visual perception modification. Medication such as Cylert or Ritalin affect symptoms of restlessness, distractibility and low self esteem, nootropic drugs are considered to progress cognitive function. The stimulant drugs might be more successful for people with ADD OR ADHD than dyslexia. Side effects for the stimulants are insomnia, nervousness and are contraindicated with allergies, blood pressure and epilepsy. Long term side effects in children may lead to loss of consciousness, changes in nervous system and growth. Dependence might also be caused by decreasing normal levels of stimulants in the brain. Dyslexia can also be viewed through sociological perspective and racism as it is mentioned in the text â€Å"Race and dyslexia† by Asher Hoyles and Martin Hoyles. On page 214 there is an assertion that West Indian children with strong accents, whom the teachers couldn’t comprehend were sent to classes for children with special assistance. African American students have to deal with a syllabus that has less strictness and this leads them to special education. They also have to compete with white opportunities and racism in the shape of the curriculum. On page 214 Maud Blair explains how African American students feel about their teachers and the school which is that black students verified that they consider that they are being treated unjustly. They feel that the teachers function stereotypes which are degrading. Teachers discriminate against them, have low anticipation for them and also don’t listen to them. On page 215 current statistics have shown that black Caribbean students are three times more likely to get expelled from school then white students. Only 15% of the expelled students go back to school. There is very less other educational options which gets them engage in criminal actions. It is very difficult not to notice a relationship between dyslexia and racism. In June 2005 research from the Department for Education and Skills confirmed that 80% of the students expelled from school were dyslexic and 64% of them had special needs. Even the famous actor Danny Glover had to face racism when he was young he said â€Å"Kids made fun of me because . . . came out differently† this is stated on page 215. Psychology is deeply associated with dyslexia on the basis of neuroanatomy and neurolinguistics. Neuroanatomy is the study of arrangement of the nervous system and its composition. Neurolinguistics is the study of neural mechanism in the human brain that manages the fabrication, understanding and acquisition of language. Based on the article â€Å"Dyslexia: Neuroanatomical and Neurolinguistic Perspectives† by George W. Hynd and Cynthia R. Hynd on page 489 neurosciences concur that the whole brain is engaged in reading. This model of reading assumes that the visual matter is included in the occipital lobes where connections are made amongst visual stimuli and words or letters. Data is distributed with input from other sensory modalities in angular gyrus. The authentication proof for the existence of this functional system comes from the case study literature and the electroencephalographic. The variation between normal people and dyslexics with reading is examined by a computerized program which provides a diagram of regional brain electrical actions. The shared electrical activity was the same for dyslexics and normal people while the brain was resting. The brain of dyslexics in the areas hypothesized to be occupied in the functional system of reading illustrated less electrical activity than in normal people. (Hynd and Hynd, 490) dictates that the researches Cytoarchitectonic studies of dyslexic brains point out that dyslexics do not fully use the part of the brain which is significant in reading. The supposition is that this is because of some neuropath logical deficit. It is straightforward for educators and psychologists to visualize different allocations for reading accomplishment, math achievement, IQ and plenty more but for neurological development it appears nearly impossible for these specialists to imagine a separate distribution. It is almost as if a hypothesis is made that everyone was born with a perfect cerebral cortex. Some people even suggested that if the brains of the dyslexics were inspected no faults would be found. The reality is that not all brains are created the same and developmental anomalies in brains are present. (Hynd and Hynd, 491) states that â€Å"Gross and microscopic examination revealed abnormalities only in the left hemisphere.† This sheds light on the Galaburda and Kemper (1979) autopsy report that microscopic irregularity were discovered mainly in the left temporal and parietal regions. A fundamental idea to grasp from these researches is that brain damage doesn’t cause abnormalities. (Hynd and Hynd, 491) it is stated â€Å"These developmental abnormalities may be attributable to congenital factors, autoimmune disease, or, even speculatively, to cytomegalovirus (CMV) infection.† Neurodevelopment insufficiencies created by these aspects are possibly evident arbitrarily based on the level neurological development. The symptoms originated by trauma are copied from the effects of these deficiencies. (Hynd and Hynd, 491) mentions â€Å"A second but nonetheless important point is that the pattern of these neurodevelopment deficits appears primarily in the region involved in the functional system of reading.† The single pattern was unalike in every case but the efficient neurolinguistic structure was troubled by the abnormalities. The finest operation of the cortical regions concerned with reading skills is dependent on the power of the weakest bond. A breakdown might be brought upon by any deficit in the foundation of cortical regions which is appointed with reading. This clearly clarifies that dyslexics represent many symptoms; a reading malfunction of a distinct child is possibly resulted from a distinct sharing of neurodevelopment abnormalities. (Hynd and Hynd, 491) â€Å"Marshall and Newcombe (1973, 1980) have proposed a neurolinguistic model is reading that takes into account different reading skills deficits they have noted in their work with alexic adults with known brain lesions.† By corresponding examined reading deficits with restricted brain damage in their patients neurolinguistics have progressed their hypotheses. Diagrams of the brain damage of all the patients displaying comparable reading deficiencies by this method to figure out the general source. A dysfunction in the occipital lobe may be the reason for patients who have trouble entering the visual spatial features of words. (Hynd and Hynd, 492) â€Å"Taylor, Fletcher, and Satz (1982) have argued that the same type of model could be applied to children.† Reading complications would be depicted by the examples of reading actions demonstrated by dyslexic children and not by the neuropsychological symptoms. To build a neurolinguistic anatomical model these reading actions could then be related to the neuropsychological data. The neruolinguistic anatomical model is very significant because it has realistic functions and it helps researchers to comprehend the causes of dyslexia. Dyslexia is a very stressful disorder because it upsets the person diagnosed with it for the reason that he or she cannot read even if they are placed in the best education facility. There are many people who have dyslexia around the world and are affected by it immensely. Many people are influenced sociologically by dyslexia because they have to face the issue of self esteem and racial discrimination as it is briefly demonstrated in the article â€Å"Race and dyslexia† by Asher Hoyles and Martin Hoyles. Another discipline that involves dyslexia is psychology because there have been many researches on dyslexia and its treatments based on Neuroanatomical and Neurolinguistic standpoints, this information is stated in the text â€Å"Dyslexia: Neuroanatomical/ Neurolinguistic perspectives† by George W. Hynd and Cynthia R. Hynd. Everyone who has dyslexia should be treated because it can jeopardize their future.

The KKK versus the Anti-Klan Movement Essay -- Essays Papers

The KKK versus the Anti-Klan Movement The Knights of the Ku Klux Klan is the oldest and largest gathering of White Christian men and women. As the oldest White's Right group in the world, members of the Ku Klux Klan face much criticism from the rest of society and are constantly trying to break down the negative stereotypes and connotations that are associated with the KKK. In fact, the Confederate flag is now in question as a device to distinguish the organization as it has been deemed a symbol of bigotry and injustice toward African Americans in the south. In this paper, we will first look at the KKK as an organization and the principles upon which they were founded. Later, we will look at the claims that the KKK is not a "hate" group and the reasons why others feel differently. We will also examine other groups and their feelings for and against racism. There are literally hundreds of organizations world-wide for and against racism. We will look at some of these groups, and how some share the similar beliefs as the Ku Klux Klan and others as they combat the evil the KKK spreads. The Knights of the Ku Klux Klan was founded on Christmas Eve in 1865 in Pulaski, Tennessee. Following the Civil war, the Klan was formed by the former Confederate General Nathan Bedford Forrest in order to protect the wives and children of the Confederate dead. The rise of this organization after the Civil War was also due largely to the fact that Jews were profiting from negro's work on cotton plantations. This is why the Confederate men and women had so much hostility toward Jews and negros. Forrest originally named the group "Kuklos Klan," a mixture of Greek and Scottish meaning "family circle." Many branches of the group sprang up all over th... ...97. "Stormfront White Nationalist Resource Page." http://www.stormfront.org/ March 24, 1997. "Aryan Nations/KKK Rally." http://www.coil.com/~ara/rally.html April 1, 1997. "Ku Klux Klan." http://xroads.virginia.ed April 1, 1997. "FAQ of the KKK." http://www.danger.com/kkk March 24, 1997 "Town Continues to Fight Against Klan." http://www.tcac.com/~steveb/pulaski.html April 9, 1997. "On the Scene." http://louisville.com/loumag/june/scene6.htm April 9, 1997. "Klan Launches Ugly Attack on Indiana's Amish." http://www.communinet.org/News_Journal/klan.html April 9, 1997. "KU KLUX KLAN." http://www/media.utah.edu/medsol/UCME/k/kkk.html March 24, 1997. "Anti-Racist Action~Columbus." http://www.infinet.com/~keep/ara.html April 1, 1997. "Other Sites: Anti-Racist Resources." http://www.almanac.bc.ca./othersites/related-anti.html April 1, 1997.

Problems of disaster management Essay

Prediction, warning, and evacuation systems that depend on refined technology and extremely effective public bureaucracies are above all open to question. In addition, disasters hold features that have not been common in smaller communities and that might raise completely new problems of disaster management. For instance disaster impacts that control mass media markets are probable to be extensively, incessantly, and obsessively reported whereas impacts on other communities that have less right to use to these channels are likely to be ignored. The consequences for skewing post-disaster assistance are considerable. Secondly, the multifarious societal mixes pose new problems for the delivery of emergency response services and disaster relief; linguistic, ethnic, and other divergences are often marked in such places. Thirdly, the sheer size and complication of infrastructure networks make them predominantly liable to distraction. Finally, recovery is apt to transpire more slowly than in smaller places. In short, past lessons of disaster management might no longer be applicable in the cities of the polycentric. Certainly, the majority of the world’s big cities are not part of the polycentric. Instead they serve as primary contact points linking the polycentre and regional or local markets on the global periphery. Tijuana (Mexico) is a good instance. Once a small regional town, it is now the fourth-largest city in Mexico with a populace of well over 1 million. Tijuana’s recent growth has been fuelled by investments of multinational corporations in maquiladora firms near the US border. As more shanty towns group in the steep semi-arid valleys of the city edge and more people crowd into the waterside lowlands, the incidence and harshness of floods and landslides in Tijuana are also speeding up. In places such as Manila, Dhaka, Ankara, or Lima there is the prospective for heavy loss of life during disasters as well as appalling material destruction. The situation in Lima is typical. This is a city that has endured severe earthquakes as a minimum five times in the past three hundred years. At the end of the Second World War, just over half a million people lived in the metropolitan area. these days, there are more than five million. Vast numbers of poor rural peasants have infested into Lima. Not all groups are equally exposed to hazard. Certainly, the pattern of hazard-susceptibility is a complex one that has developed in response to changes in demography, economics, land ownership, building practices, and other features. Read more:Â  Sharing Responsibility During Disaster Management Middle and upper-income groups live in well-constructed houses that often conform to antiseismic codes and are sited in neighbourhoods with broad streets and ample open spaces. If distressed by an earthquake there are enough resources to make certain quick recovery. The marginal shanty towns (pueblos jovenes) are also low-density settlements, this time poised of light bamboo structures that do not disintegrate when the ground moves. People are poor, but stages of social organization are high. On the contrary, seismic susceptibility is high in the inner-city slum areas. Here numerous poor families are crowded into old adobe brick structures, adjacent streets are narrow, and open spaces are non-existent. There are few neighbourhood organizations or other local institutes that might be called on in the event of a disaster. Here earthquake protection measures are nominal or, more often, non-existent. As summarized by one observer, the situation is full of desolate prospects: The population of critical areas would not choose to live there if they had any substitute, nor do they neglect the maintenance of their stuffed and deteriorated tenements. For them it is the best-of-the-worst of a number of disaster-prone situations such as having nowhere to live, having no way of earning a living and having not anything to eat. Given that these other risks have to be faced on a daily basis, it is hardly surprising that people give little precedence to the risk of destruction by earthquake. (Maskrey, 1989, p. 12) In summary, there is a high extent of uncertainty about the future of cities. Their growth seems certain, but at what density? New ones might spring up in unexpected places under the influence of changing geo-economics’ forces.ever more similar in outward form, cities in diverse cultures and continents may still hold peculiarly different internal structures. The divisions between rich cities and poor ones might become wider and their disaster receptiveness may also diverge. But, at the similar time, the differences between all cities and their rural hinterlands might become sharper. It would be reckless to assume that the disaster-susceptibility of any one city will be quite like that of any other. This is an era of great urban instability; it bears close examination of hazards and disasters.

Pakistan Media

Media enhance the knowledge of public and communicates all the happenings to the public. Media industry of Pakistan is growing fast with much potential and seemingly bright future ahead. Media should not use negative tools to increase their viewership. Role of media in Pakistan is getting quite irresponsible; as there are so many talk shows and political debates on the screen all the time and sometimes they seems to be crossing their limits. Media should work in its limits and according to some rules and regulations. Besides spreading exaggeration, Pakistani media should resolve the matters with positive attitude.Media is supposed to be responsible for the present society, trends, norms, values and so on. People are what they see, around them. Media reflects the society and it is the responsibility of media to expose the country to the whole world. Role of media in Pakistan cannot be neglected; Pakistani media relates dramas, movies, sports, news and entertainment and so many feature s to the people. Its dramas reflect society and happenings and issues in the society not only to the people of Pakistan but also to the whole world, news channels alarm the people about all the current happenings, within and outside the country.MASS MEDIA IN PAKISTAN 1. We are living in the age of information explosion, where the world has shrunk into a global village. 2. The vital function of Mass Media is that it is the thinking mode of any society. Following are the types of Mass Media: – (a)Print Media (b)Electronic Media (c)Interactive Media 3. Tools of Media. Since the media plays a war of words, the important tools Include ‘vocabulary’, being ‘vigilant about different developments’. (a)Reading. (b)Vigilant (c)Punctual (d)Alertness (e)Lingual Competence FACTORS FOR GROWTH OF MEDIA 1.Mass media is wholesaler of M. Communication. Pak inherited 05 radio channel son its birth. International Trend played important role in development of Mass Media i n Pakistan. Initial decades of Pakistani Media’s history have been dominated by PTV. 2. Government was compelled to permit freedom of media (a)Liberalization of airway in India led to mushroom growth of TV channels (b)In Kargil war India was able to sell its viewpoint to the world and cashed on its version while Pak suffered since it had only the state channel. (c)Economic boom in telecom in Pakistan.Commercial nature of Media was discovered in the economic advantages related to it. Revenue generated by Media in 2002 was 2 billion and in 2007 this soared to Rs. 17 Billion. (d)Literacy rate / level grew in Pakistan and played a role in media Development. (e)Arrival of cable operators / network and its growth held vision. (f)Govt policies played vital role, especially of President Musharraf. Javed Jabbar. Said â€Å"Media is more powerful then nuclear devices† he worked on PEMRA 3. Private sector was involved and posed challenge to state media.State Media to compete with Pvt Media has to improve and become more open and provide realistic stories, this reformed the State Media as well _ since realistic input was being provided by the Pvt Media. 4. Pak Media Market was in raw form and was untapped; it had the potential to grow. Phenomenon of community based radio channels i. e. FM channel, community based Services (print / elect) have played important role in media development. 5. Number of Press Media / Printing groups were permitted and have launched their TV channels e. . Jang Group – Geo, etc. 6. Mass media is the major source of providing news and entertainment to the people who wants to know who is doing what and what is happening. Aristotle in his book â€Å"Poetics† has written that â€Å"Media is a means of catharsis and is must for normal living†. 7. The entertainment and news value of media has played very important role its development. However, electronic media enjoys larger scope over print media, since it has wider audience, is easily accessible and be understood by even illiterate people.The media provides wide range of entertainment / news according to interest of people of different age groups / liking / languages. Talk Shows Mania has brought more liberalization and has revolutionized the concept since erstwhile taboo issues are being discussed enhancing the awareness of people. 8. The realization in the people and Government about the role of media in society / economic development is there. Indian soap operas have a large viewer ship and their popularity has attracted lots of commercials / advertisement. The commercial aspects attached to the media have contributed to its rapid development. . The Infrastructure Development has taken place. Modern state of art studios /introduction of latest equipment / communication facilities like video conferencing, fax, electronic data transfer, chat / mobiles, etc have brought in a revolution and contributed immensely in the media development. 10. T he advertisement / commercials have brought big money to media market. The contents of programmes are changing. The high economic stakes attached to the media have brought in Professionalism in all its related fields. Due open market, there is a Scarcity of professional media men 11.The abundance of media outlets has on one hand has created lot of employment opportunities but on the other has posed challenges to the media men to excel in their fields. Jang Group has more than 50,000 employees; media persons are getting enhanced wages. Today we have number of highly professional and well-known media persons who are stalwarts of Pakistani Media and form its backbone. 12. Dozens Of other factors have played role in the development of Pakistani Media. It has been a â€Å"watchdog† on actions of the state, people strengthened the media. Media has played important role in discussing un-touched subjects.It has helped harmonizing the nation on otherwise contentious issues. The compet ition among the channels is bringing in qualitative improvement in the content and other aspects of programmes MASS MEDIA IN PAKISTAN EFFECTS OF MEDIA 1. Level of Awareness. The level of awareness has increased. Media has contributed a lot in increasing the general knowledge, who is who and what is what, knowledge of current issues etc. The programmers having media discussions, current affairs, documentaries, etc have been instrumental in enhancing the common man’s awareness.

Review of The Treaty Of Versailles essays

Review of The Treaty Of Versailles essays Studying the Treaty of Versailles form the side of the winning group may seem quite easy. Can a benefactor of the allied efforts actually review the fairness of the treaty in just and unbiased way This is what I hope to accomplish with my paper reviewing the treaty, and reparations held within. To start, I would like to review the sources I am currently using and their general ideas: The Treaty of Versailles: A Reassessment After 75 Years New York University Press, New York USA Mr. Boerneke starts his book with a straight review of the articles in the treaty and explains what each one of them means in general terms. After this review he gives yet another overview of the historical events which would later be affected by these articles; such as the massive increase in German nationalism under the Nazi regime and the German peoples anger towards the loss of the corridor lands along the border with France. As well, Boerneke talks about the ill effects of the treaty on Italy, after they lost land along the north they were promised in 1915. Overall this is a great book, and will be the primary source for my paper. Mr. Blahuts review starts off with the general post-war standing of each nation , and the type of punishment they wish upon Germany. He talks more about Woodrow Wilson more than the rest of the allied leaders, discussing Wilsons poor efforts to find a point of compromise in the treaty, which in turn led to the massive emotional eruption in World War II. Most of his review covers the negativity which plagued Wilson throughout his journeys to and from Europe. His conclusion states that it was the American inability to find compromise in the treaty that eventually led to WWII through the increase of tension in Europe caused by the unfairness of Versailles. Frankfurt, Brest-Litovsk, Versailles: A Never Ending Story Mr. Broenings paper reviews and compares the three major...

Why Did the US Become Embroiled in Vietnam Essay

Why Did the US Become Embroiled in Vietnam - Essay Example From unanimous support, the American public gradually moved to complete rejection of the U.S.’s involvement in Vietnam. Simultaneously, political scholars and the common public tried to discover the main causes of the U.S.’s intervention in Vietnam. The current state of political science offers multiple explanations to the U.S.’s decision to intervene Vietnam. From political to economic and international relations explanations, public opinions of the Vietnam War vary across individuals and countries. More often than not, the Vietnam War is believed to be the sign of the U.S.’s power arrogance, although it is possible to assume that the Vietnam War also resulted from the domestic bureaucracy and balance of power concerns in America during the Cold War. That the Vietnam War remains one of the most controversial aspects of American history cannot be denied. Much has been written and said about the causes and consequences of the Vietnam War. More often than no t, the Vietnam War is claimed to be a result of the U.S.’s power arrogance. In other words, the United States used its intervention to Vietnam to reaffirm its political and military superiority and used the Vietnam War to achieve its political objectives. However, the relevance of other interpretations cannot be disregarded. The U.S. embroiled in Vietnam because (a) domestic bureaucracy misinterpreted the seriousness of the political situation in Vietnam and (b) the rapid expansion of communism in the Vietnamese territories shifted the balance of power in the international political arena. All these interpretations have their strengths and deficiencies and all of them deserve professional attention. The arrogance of power is one of the most common explanations of the Vietnam War. Put simply, the Vietnam War is believed to be the sign of the U.S.’s striving to reestablish its military and political superiority in the East Asian region. The arrogance of power philosophy implies that, as the biggest and most powerful nation in the world, America wanted to use its power by all possible means and at every possible opportunity (Anonymous 126). Actually, the arrogance of power word combination was borrowed from the speech delivered by the Senate Foreign Relations Committee Chairman J. William Fulbright, who warned the Senate that the U.S.’s embroilment in Vietnam would result in the escalation of violence in China (Anonymous 126). In his speech Fulbright expressed doubts as for whether the United States was able and willing to overcome arrogance of power that had weakened and destroyed earlier nations and people (Anonymous 126). In Fulbright’s view, the U.S.’s involvement in Vietnam meant that the country and its leaders could distinguish power from virtue and, instead, believed that its superiority and power were but a product of God’s favor (Anonymous 126). The arrogance of power interpretation of the U.S.’s embroilm ent in Vietnam suggests that, throughout its history, the United States existed in the atmosphere of an ongoing conflict between Puritanism and democracy and, at times of heightened emotions, Puritanism would break through and border on unreasonable moralism (Lobe). As a result, arrogant in its power, the United States would view its military operations as a quest for morality, freedom and democracy – the philosophy that has continuously guided all American operations until present. Despite the growing amount of evidence supporting this view, this interpretation is not without weaknesses. The main criticism relates to the relationship between arrogance and the beginning of the Vietnam War. On the one hand, at the heart of American intervention was more than one

Poetry reaearch eassy Essay Example | Topics and Well Written Essays - 750 words

Poetry reaearch eassy - Essay Example The interconnection of various words in the poem, like the, â€Å"fear no more,† brings out the emphasis of death on various aspects of this poem. Shakespeare in this poem of â€Å"fear no more heat† uses some euphonic words to emphasize the serenity towards the subject of death that is being brought out in this poem and consequently, people should have a peaceful death. Shakespeare considers that death is one kind of extrication. As for this reason, I chose â€Å"Fear no more the heat o’ the sun† because I like the theme of the poem which indicates that we should fearless face death since death is inevitable. Generally, the tone of the poem is a deep melancholy describing death. Nonetheless, the poet regards death as a part of human life, and he encourages people to have a positive attitude towards facing it. Moreover, Shakespeare is seeing the world’s attitude towards death and put it with a soft, gentle voice comforting people to face death peace fully. Also, this emphasis is followed by, â€Å"must†¦; come to dust,† in the fifth and sixth lines of the three stanzas of the poem. Shakespeare uses refrain to reiterate the author’s central idea. The author uses such words like, â€Å"golden lads and girls,† to show that even the young and wealthy girls will face death. He also uses words like, â€Å"chimney sweepers,† which stand for the old and the poor. He means that both rich and poor will also have to face death. At the beginning of the poem, Shakespeare depicts that people toil for their work in order to survive. The Consonance used brings out rhythm such as â€Å"sun† and â€Å"done† that makes the cadence of the poem flows smoothly. Next, in the second stanza, the poet has used various stylistic devices such as alliteration â€Å"though art past the tyrant’s stroke, care no further to clothe and eat;† (9). there is the

Subprime Mortgage Crisis Essay Example | Topics and Well Written Essays - 2000 words

Subprime Mortgage Crisis - Essay Example This all lies in the fundamental of economics that teaches us that diversification is king and solution for reducing financial risk. It has now come back to haunt us. What can we learn from this That Harry Markowitz, father of financial risk management, and Thomas Friedman, father of globalization should maybe start writing about the correlation of such economics! Unfortunately, it is not that simple. But before we unleash an economic debate on this painful economic downturn we should intellectually dissect the individuals and the players responsible for the causes and facts that have resulted in the inevitable financial depression in the real estate industry. "It started with the real, it will end will real estate." "Sub-Prime lending typically has been characterized as lending at relatively costly interest rates and fees to credit impaired or otherwise high risk borrowers." (Lax, Manti, Raca, & Zorn, 2004). Subprime loans are among the newly popular mortgage products, such as interest-only loans, for people with strained budgets, including first-time buyers. Homeowners increasingly use them to refinance and consolidate household debts when their credit scores fall in the wake of bankruptcy, high medical bills, or other setbacks. (Blanton, 2005). It is generally believed that the subprime borrowers emerge due to lack of the good credit history on their back and since there number grew historically therefore banks and financial institutions by spotting the opportunity started lending to them at higher interest rates due to the perceived risks involved in these subprime loans. Not only these subprime borrowers pay higher interest rates but they also pay higher upfront fees also at the time of boo king their loans. Due to this profitable alterative, financial institutions take the risk and lend to those customers who would otherwise can not qualify for obtaining loans from the banking channels in the ordinary course of the business. In nutshell, we can say that subprime lending is lending to those who do not deserve it. US Housing Bubble Most of the subprime lending is made into the mortgages market of the Banks. Studies suggest that So-called subprime loans have helped boost US homeownership to a record 69 percent of households. They are being tapped by borrowers in all income ranges, who struggle with poor credit ratings stemming from modest incomes or excessive credit card or other debts. In Massachusetts, subprime loans, fueled by refinancing, have grown from 1.6 percent of mortgages in 2000 to 12.3 percent today. (Blanton, 2005). Apart from that, the surge in the mortgage market was a result of generous monetary policy stance adapted by FED in order to ease the recession caused by the dot com bubble. Due to this reason, the interest rates were lowered by FED. This reduction in interest rates also induced financial institutions to lower the interest rates on the mortgages also. With the lowering interest rates, the demand for the homes increased which ultimately raised the prices for the new homes. In order to capture this rise in the property market, many financial institutions started easing off their standards to bring in more and more customers. This loosening in the standards allowed those borrowers to obtain mortgage loans who were otherwise not eligible to obtain the loans. Once these loans were obtained and subsequently securitized by the issuing financial

Should Marijuana be Legalized Essay Example | Topics and Well Written Essays - 1500 words

Should Marijuana be Legalized - Essay Example ence is therefore taking the rounds of such quarters because marijuana creates a sense of high-ness within their bodies and they feel alienated from the rest of the world. Within public circles, it has already been treated in a staunchly negative way, where people do not accept of such people in entirety. Marijuana kills, and hence the people detest from its intake, and more so the ones who do not believe in the premise of consuming marijuana at all. There is a sense of discomfort amongst the people and the evidence thus provided is testimony enough to the same claims. It is being seen as a nuisance more than anything else. On the other hand, marijuana’s usefulness and benefits are something that cannot be denied at all. The medical marijuana is used within medicines as well as towards healing of a number of different ailments and diseases. The healing perspective is such that the drawbacks associated with marijuana could be canceled out as the positives are chalked out (Sager 1999). Medical science is bringing out more and more benefits that are linked with marijuana and there is reason enough to believe all that has been brought forward. If people are getting healed, one should believe that there is no problem in legalizing the use of marijuana. However the negatives still rule the roost for all the wrong reasons. The view of the people in the wake of legalizing marijuana must change because it would be for the betterment of one and all, if seen from a corrective standpoint. It is indeed about time that one and all should know about its benefits more than the drawbacks, because it is bringing about solid results in the wake of medical science more than anything else (Engs 1997). It has been proven with research that the crude form of marijuana contains within it nearly 400 chemicals which speaks for a great deal of usefulness on its part. When a person smokes marijuana, the 400 chemicals become split into thousands of varied chemicals. In the past, more than